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Ngokukhawuleza i-40% ikhuphe ukuthengwa kwakho kokuqala Gcina kwi-safunfuneralcosts.co.uk nge 💰25% Cima izivumelwano kwaye ufumane ezona zikhuphelo zasimahla zokuthumela ngenqanawe, iikhowudi zokunyusa kunye nezaphulelo kwiNdleko zokuGcina uMngcwabo ngo-Agasti 2021. Zonke iikhowudi ziqinisekisiwe. Izinto ezizodwa kunye neeZibonelelo eziNtsha ezongezwa mihla le kwi couponannie.com.

I-40% eyongezelelweyo isaphulelo ukuba uya-odola ngoku Akukho luvo lokwenyani lokuGcina iindleko zokuNgcwaba oluya kulila nge-SCAM okanye lubange ukuba yinkqubo eyoyikisayo kwisihloko kuphela ukunika uphononongo oluchasene ngokupheleleyo. Ngaba unika iikhowudi zokunyusa okanye amatikiti okufumana isaphulelo? Enye inguqulelo yale nto inye sisaphulelo sobuxoki. "Thenga ngale khonkco nge-50% isaphulelo".

Ukongeza i-25% kwiNdawo yokuHlala Fumana iiKhowudi zokuThumela simahla kunye neeKhuphoni ezi-4,000 + kwiiVenkile.

I-75% ikhutshiwe kuyo yonke iMbasa Umzekelo ogqithisileyo wolu hlobo lwebhondi yibhondi ye-zero-coupon, engafumani coupon kwaye kufuneka ibonelele ngayo yonke imbuyekezo yayo ngohlobo lwexabiso. ISAHLUKO 14 Amaxabiso eBond kunye nezivuno ezingama-433. Umzobo 14.7 Ixabiso lentengo yeminyaka engama-30 yebhondi ye-zero-coupon ngexesha ekuvuneni ukuya kwi-10%. Ixabiso lilingana ne-1,000 / (1.10) r, apho ixesha liT kude kube kukhula.

I-90% ikhuphe konke ukuThengwa ngeKhuphoni Umzekelo wexabiso leBond. Sixoxe kwangoko nge-8% yekhuphoni, i-30 yeminyaka yokuvuthwa kwe-bond ngexabiso le- $ 1,000 ukuhlawula iintlawulo ezingama-60 zekhuphoni ezingama-40 zeedola nganye. Masithi iqondo lenzala li-8% ngonyaka, okanye i-r = 4% kwisithuba seenyanga ezintandathu. Emva koko ixabiso lebhondi linokubhalwa njenge. Ixabiso = J (1.04) + (1.04) 60 (14.3)

Thatha iipesenti ezingama-30 ngoku Zonke zinenqanaba elifanayo lomngcipheko osilelayo kwaye zikhulile kwiminyaka eli-10. Eyokuqala yibhondi ye-zero-coupon ehlawula i- $ 1,000 ekukhuleni. Okwesibini kunereyithi yekhuphoni eyi-8% kwaye ihlawula isigqebhezana esingama- $ 80 kanye ngonyaka. Owesithathu unenqanaba leshumi lekhuphoni kwaye uhlawula isigqebhezana esiyi- $ 10 kanye ngonyaka. a. Ukuba zontathu iibhondi zithengisiwe nge-100% ukuya ekuvuthweni, yintoni ...

I-40% ikhutshiwe kuko konke ukuthengwa ngeKhowudi yesaphulelo Oko kukuthi, xa amaxabiso enzala esiwa, amakhuphoni akhula ngaphantsi kunakwicala lesiseko, kodwa inzuzo kwintengiso yeebhondi ikhupha oku. Xa inzala inyuka, ixabiso lokuthengiswa kwakhona kwebhondi liyawa, kodwa amakhuphoni angaphezulu kokulahleka ngenxa yokuba abuyiselwe kwinqanaba eliphezulu. Umzobo 16.9 ubonisa eli tyala.

Iipesenti ezingama-75 zikhutshiwe kuyo yonke iMiyalelo ngePromo Iminyaka engama-30 yokuqokelela ibhondi yokwenza iintlawulo zekhuphoni zonyaka kunye nenqanaba lekhuphoni eli-12% linobude beminyaka eli-11.54 kunye nokuthontelana kowe-192.4. Ibhondi ngoku ithengisa kwisivuno ukuya kwi-8%. Sebenzisa ikhaltyhuleyitha yemali ukufumana ixabiso lebhondi ukuba isivuno sayo sikhula nge-7% okanye sonyukela kwi-9%.

Bamba i-60% kwiOda yakho yokuQala Iintlawulo zekhuphoni ezingama-20 ziya kukhula ngenzala edibeneyo ukuya kwi- $ 2,758.92. (Eli lixabiso elizayo le-20 yeminyaka engama-75 ngonyaka kunye nenqanaba lomyinge we-6%. Ngokusekwe kwezi ngqikelelo, utyalo-mali lwakho lwama- $ 980 luzokhula kwiminyaka engama-20 ukuya kwi- $ 966.45 + $ 2,758.92 = $ 3,725.37.

Ngokukhawuleza i-85% icinyiwe ngoku (2) Isibophelelo esikalwe nge-Aaa ngenqanaba lekhuphoni i-8% kunye nexesha lokuvuthwa kweminyaka engama-20. b. (1) Ibhondi ekalwe ngo-A kunye nenqanaba lekhuphoni ye-4% kunye nokukhula kweminyaka engama-20, enokutsalwa kwi-105. (2) I-8% yekhuphoni engafakwanga i-T-bond kunye nokukhula kweminyaka engama-20 kunye ne-YTM = 105%.

Iipesenti ezingama-50 zikhutshiwe kuyo yonke iMiyalelo Ukuba ukuhlawulwa kwekhuphoni eyi- $ 100 kubuyiswe ngenzala ye-10%, utyalo-mali oluyi-1,000 1,210 kwi-bond luyakukhula emva kweminyaka emibini ukuya kwi-14.5 yeedola, njengoko kubonisiwe kumfanekiso 110, A. ukuya kwixabiso lonyaka wesibini le- $ XNUMX, ethi yona kunye nentlawulo yesibini yekhuphoni kunye nentlawulo yep ...

Iipesenti ezingama-45 zikhutshiwe kwangoko • Iibhondi ezinobungakanani bexabiso le- $ 1,000 lihlawula isigqebhezana se-10% (seminnual), zivuthwe kwiminyaka engama-20, kwaye zithengiswe nge-849.54 yeedola ngesivuno ukuya kwi-12%. • Inqanaba lokungabikho komngcipheko li-10%, kwaye i-premium yomngcipheko wentengiso yi-5%. • Inkampani yinkampani yokukhula rhoqo ehlawula nje isahlulo se- $ 2, ithengisa nge-27 yeedola ngesabelo ngasinye, kwaye inezinga lokukhula le-8%.

Ukongeza kwi-65% kwiOda yakho 19. Ukuvuthwa kweminyaka engama-20 esandula ukukhutshwa, ibhondi ye-zero-coupon ikhutshwa ngesivuno sokuvuthwa kwe-8% kunye nexabiso lobuso le- $ 1,000. Fumana umvuzo wenzala obekiweyo kunyaka wokuqala, owesibini, kunye nonyaka ophelileyo wobomi bebhondi. 20. Ukuvuthwa kweminyaka eli-10 esandula ukukhutshwa, iipesenti ezi-4 zebhondi ezenza iibhondi zonyaka zathengiswa eluntwini ngexabiso lama- $ 800.

Ngoko nangoko nge-60% yesaphulelo Ngale Khowudi yeVawutsha 3. Inqanaba lokuya phambili lenzala kukuqhekeza-nokuba kwinqanaba lenzala eliya kuthi lilingane nembuyekezo iyonke ukusuka kwisicwangciso sokuqengqeleka ukuya kwibhondi yexesha elide-yekhuphoni. Icaciswa kukulingana. (1 + y „)" (1 + fn + 1) = (1 + y „+1)" + 1. apho n linikwe inani lamaxesha ukusukela namhlanje.

Gcina ama-40% eSaphulelo ukuba uya-odola ngoku Ukuzekelisa, cinga ukuba inqanaba lekhuphoni yi-8%. Ke intlawulo yekhuphoni yamashumi amabini anesibini yi- $ 40. Ngenxa yokuba iintsuku ezingama-40 zidlulile ukususela ekuhlawuleni kwekhuphoni yokugqibela, inzala eqokelelweyo kwi-bond yi- $ 40 X (40/182) = $ 8.79. Ukuba ixabiso elicatshulweyo lebhondi li- $ 990, ixabiso le-invoyisi liya kuba yi- $ 990 + $ 8.79 = $ 998.79.

I-65% icinyiwe namhlanje kuphela I-Coupon Par value yexabiso leBond = £ + (14.1) Umqondiso wokushwankathela kwi-equation 14.1 usiyalela ukuba songeze ixabiso langoku lentlawulo nganye yekhuphoni; Ikhuphoni ngalinye linesaphulelo ngokusekwe kwixesha de lihlawulwe. Ixesha lokuqala kwicala lasekunene le-equation 14.1 lixabiso langoku le-annuity.

Yonwabela i-15% kwiOdolo ekwi-Intanethi Ifomula yokuxinana kwe-bond kunye nokukhula kweminyaka ye-T isenza intlawulo yonyaka yekhuphoni. Ubungqingqwa = px (1 + y) 2 2 [(iry) 5 (i2 + f) J. apho i-CFt ikukungena nokuphuma kwemali kwi-bondholder ngomhla we-t; I-CFt imele ukuhlawula ikhuphoni ngaphambi kokuvuthwa okanye ikhuphoni lokugqibela kunye nexabiso lomhla ngomhla wokuvuthwa.

Ama-Orders ongeziweyo angama-95% Iiribhoni zerayisi zikwabizwa ngokuba "lilayisi elingenanto" amatikiti (oko kukuthi, irayisi ebengekhoyo ngokwasemzimbeni). Ukukunika uluvo lokuthandwa kwerayisi kwikamva lokuthengisa, cinga ngoku: Ngo-1749, bekukho amabhali ayi-110,000 (irayisi esetyenziselwa ukuthengisa amabhali) yamaphetshana erayisi angenanto angeniswe eOsaka.

Fumana i-10% yeSaphulelo usebenzisa i-Promo Ikhuphoni = 8%; Ukukhula = iminyaka engama-30: Iintlawulo zonyaka. Umzobo 14.4 ubonakalisa ubungozi bokubiza umnini-bond. Umgca wombala ulixabiso kumaxabiso enzala emarike a "tye" (okt, engabizi) ibhondi enexabiso le- $ 1,000, ireyithi yekhuphoni eyi-8%, kunye neminyaka engama-30 yokuvuthwa.

Thatha i-90% yesaphulelo kunye neVawutsha Zonke zinenqanaba elifanayo lomngcipheko osilelayo kwaye zikhulile kwiminyaka eli-10. Eyokuqala yibhondi ye-zero-coupon ehlawula i- $ 1,000 ekukhuleni. Okwesibini kunereyithi yekhuphoni eyi-8% kwaye ihlawula isigqebhezana esingama- $ 80 kanye ngonyaka. Owesithathu unenqanaba leshumi lekhuphoni kwaye uhlawula isigqebhezana esiyi- $ 10 kanye ngonyaka. a. Ukuba zontathu iibhondi zithengisiwe nge-100% ukuya ekuvuthweni, yintoni ...

I-70% icinyiwe a. I-Bond A yi-8% yebhondi yebhondi, kunye nexesha leminyaka engama-20 ukuya ekuvuthweni ukuthengisa ngexabiso lexabiso. I-Bond B yi-8% yekhuphoni, iminyaka engama-20 yokuqina kokuqina kokuthengisa okungaphantsi kwexabiso. b. IBond A yiminyaka engama-20, ibhondi yekhuphoni engabiziyo kunye nenqanaba lekhuphoni eli-8%, ethengisa nge-par. IBond B yiminyaka engama-20, isibophelelo esinokubizwa kunye nenqanaba lekhuphoni eli-9%, nalo lithengisa nge-par. 7.

Iipesenti ezingama-95 zicinyiwe kuwo nawuphi na uMyalelo Isishwankathelo. Igqityelwe ukuvuselelwa nge-Sat, 19 Dec 2020 | Ixabiso leSpot. ukuba isivuno esiqwalaselweyo sicwangcisiwe njengomsebenzi wexesha lokuvuthwa kweentlobo ngeentlobo zeebhondi ngaphakathi kodidi lomngcipheko olucwangcisiweyo, isiphumo kukusasazeka kwamanqaku anokulinganiswa ngegophe-isivuno sesigophe Le curve iphakama ngokuthe ngcembe ngokukhula okukhulayo, ibonisa into yokuba ...

Fumana i-95% yesaphulelo usebenzisa iVawutsha Cinga, ngokomzekelo, isibophelelo sokukhula seminyaka engama-30 esikhutshwa ngexabiso lekhuphoni le-4% kunye nesivuno sokuvuthwa kwe-8%. Ukwenza lula, siya kuthatha ukuba ibhondi ihlawula amatikiti kanye ngonyaka. Ngenxa yezinga eliphantsi lekhuphoni, ibhondi iya kukhutshwa ngexabiso elingaphantsi kwexabiso, ngakumbi kwixabiso le- $ 549.69.

Fumana iipesenti ezingama-95 ngoku Isivuno sokuvuthwa kwibhondi yile: (1) Ngaphantsi kwenqanaba lekhuphoni xa ibhondi ithengisa ngesaphulelo, nangaphezulu kwenqanaba lekhuphoni xa ibhondi ithengisa ngeprimiyamu. (2) Ixabiso lesaphulelo eliza kuseta ixabiso langoku leentlawulo ezilingana nexabiso lebhondi. (3) Isivuno sangoku kunye nomndilili wenzuzo yonyaka.

Iipesenti ezingama-65 ziphumile kwintengo nganye Umthetho oPhucukileyo weeNdlela zoMtsalane. Ukubonakaliswa kweVibrational. Umthetho oPhucukileyo weeNdlela zoMtsalane

Ukongeza kwi-45% xa uthenga ngoku 10. Isibophelelo sokukhula seminyaka engama-20 esinexabiso elimalunga ne-1,000, 8 yeedola senza intlawulo yekhuphoni yesibini ngonyaka ngexabiso lesigqebhezana esiyi-11%. Fumana isivuno sebhondi esilinganayo nesisebenzayo sonyaka ukuya ekuvuthweni kwebond ukuba ixabiso lebhondi yile: 10. Phinda wenze ingxaki kwi-XNUMX usebenzisa idatha efanayo, kodwa ucinga ukuba ibhondi yenza iintlawulo zayo zekhuphoni ngonyaka.

I-35% isaphulelo (Ngokusisiseko, ii-GlCs ziibhondi ze-zero-coupon ezikhutshwe yinkampani ye-inshurensi kubathengi bayo. Ziimveliso ezithandwayo zeakhawunti zokonga umhlalaphantsi.) Ukuba i-GIC inokukhula kweminyaka emihlanu kunye nenqanaba lenzala eliqinisekisiweyo le-8%, Inkampani yeinshurensi inyanzelekile ukuba ihlawule i- $ 10,000 x (1.08) 5 = $ 14,693.28 kwiminyaka emihlanu.

Bamba iipesenti ezingama-25 usebenzisa ikhuphoni Isishwankathelo. Igqityelwe ukuvuselelwa nge-Sat, 19 Dec 2020 | Umsebenzi wokuSebenza. ukuba isivuno esiqwalaselweyo sicwangcisiwe njengomsebenzi wexesha lokuvuthwa kweentlobo ngeentlobo zeebhondi ngaphakathi kodidi lomngcipheko olucwangcisiweyo, isiphumo kukusasazeka kwamanqaku anokulinganiswa ngegophe-isivuno sesigophe Le curve iphakama ngokuthe ngcembe ngokukhula okukhulayo, ibonisa inyani ...

I-55% ikhutshiwe ikhowudi yc [(1 + y) T - 1] + y apho c inqanaba lekhuphoni ngexesha lokuhlawula, T linani lamaxesha okuhlawula, kwaye y isivuno sebhondi ngexesha lokuhlawula. Umzekelo, i-10% yebhondi yebhondi kunye neminyaka engama-20 de kube kukhula, ukuhlawula amatikiti rhoqo ngonyaka, kuya kuba ne-5% yekhuphoni yesibini kunye namaxesha angama-40 okuhlawula.

Fumana ukuya kuthi ga kwiipesenti ezingama-45 kuzo zonke iiOdolo L {Ibhondi enokubiza amathuba okuba cala abe ngu-0.

Ngokukhawuleza iipesenti ezingama-55 zikhutshiwe ngekhowudi yekhuphoni

Fumana i-90% yeSaphulelo

Ubambe i20% isaphulelo

Iipesenti ezingama-35 zithengiwe kwizinto ozithengileyo

Fumana iipesenti ezingama-55 ngoku

Ukongeza kwi-90% usebenzisa ikhowudi yesaphulelo

Ngokukhawuleza iipesenti ezingama-80 zeOrder

Iipesenti ezingama-35 ziphumile kwintengo nganye

Gcina ama-70% eSaphulelo ukuba uyathenga ngoku

Ngokukhawuleza iipesenti ezingama-90 zithengiwe kwi-Intanethi

Thatha iipesenti ezingama-85 ushiye indawo yokuhlala

I-80% ikhuphe yonke iodolo ngePromo

Ngokukhawuleza iipesenti ezingama-15 zikhutshiwe Ngale Ikhuphoni

Fumana iipesenti ezingama-15 kwiOld Order yakho

Ukongeza kwi-45% ngoku

Fumana iipesenti ezingama-90

Ukongeza kwi-50% usebenzisa ikhowudi yekhuphoni

Gcina i-55% yeSaphulelo xa uthenga ngoku

Yiya ku-90% kwiSaphulelo sawo nawuphi na uMyalelo

Fumana iipesenti ezingama-45 kwiSaphulelo sakho sokuThenga

Ngokukhawuleza iipesenti ezingama-20 zikhutshiwe ngesi Saphulelo

Fumana i-95% yeSaphulelo Ngesi Saphulelo

Yonwabela iipesenti ezingama-20 usebenzisa ikhuphoni

hlobo: I-ExoSpecial ilandelela iikhowudi zekhuphoni kunye nokunikezelwa okukhethekileyo ukunceda abathengi ukuba bonge imali. Singafumana ikhomishini xa usebenzisa enye yamakhuphoni okanye amakhonkco ukwenza ukuthenga kubathengisi kwiwebhusayithi yethu. Zonke iimpawu zorhwebo ziyipropathi yabanini bazo.