Groupama Iikhowudi zekhuphoni

Fumana i-65% ngaphandle kweNdawo yokuHlala I-PARIS, nge-Okthobha i-9- Iarhente yokulinganisa i-Standard & Poor yehlise isiqinisekiso somtshato se-inshurensi e-Groupama ngamanqaku amahlanu kwi "CC" esuka ku "B", ecaphula isigqibo senkampani kutshanje sokutsiba intlawulo yekhuphoni.

Ngokukhawuleza iipesenti ezingama-75 zikhutshiwe Intengiselwano ekhankanywe apha ngasentla iyakwenziwa ngokusekwe kumyinge wotshintshiselwano wezabelo ezi-5 ze-Icade kwizabelo ze-4 ze-Silic, i-coupon zika-2011 eziqhotyoshelwe kwinkampani nganye. I-12-30-2011 Groupama yamkela isipho esibophelelayo esithunyelwe yiCaisse des Depots kunye ne-Icade yokudibanisa i-Icade neSilic - PDF-232.34 Ko

I-10% isaphulelo nakuphi na ukuThenga U-Groupama ubhengeze umba nge-9 ngo-Septemba ngo-2019 wamanqaku angaphantsi kwe-Euro abhalwe phantsi kwe-Euro ngenxa ye-2031 ebekwe kubatyali mali beziko ngesixa semali esisiseko se-EUR 500 yezigidi, kunye nekhuphoni lonyaka le-2.125%. Injongo yale ntengiselwano yayikukuthatha ithuba lokuxhasa iimeko zangoku zentengiso ukulungiselela ukuba ikomkhulu leqela ...

I-60% yesaphulelo kuyo yonke iOda ngeVawutsha Onke la manyathelo aya kuzalisekiswa ngokwesiseko sokutshintshiselana ngezabelo ze-5 ze-Icade kwizabelo ze-4 ze-Silic, i-coupon zika-2011 eziqhotyoshelweyo. Kule meko, i-Icade iyakucinga, emva kokudluliswa kwesibonda sikaGroupama kwiSilic kunye nokugqitywa kwesithembiso, ukuhanjiswa, ngo-2012, ngokunxulumene nonyaka-mali ka-2011, kwisahlulo se ...

Iipesenti ezingama-80 kwiiOdolo zakho Namhlanje, u-Groupama ubhengeze umba we-Euro-denominated Fixed Rate subordinated amanqaku abekwe kubatyali mali beziko ngesixa semali esiyi-650 yezigidi zeerandi, kunye nekhuphoni lonyaka le-6.000 yepesenti. Le ntengiselwano yinxalenye yesicwangciso esisebenzayo seQelaama solawulo lwenkunzi. Injongo yayikukwandisa ukukhula okuphakathi kweprofayili yoxanduva lweqela kunye nokuqinisa ...

Ukongeza kwi-90% xa uthenga ngoku I-Groupama SA ikhuphe i-1,000,000,000 yamanqaku aphantsi kakhulu ngo-2007 phantsi kwekhowudi ye-ISIN FR0010533414 (Amanqaku angaphantsi ka-2007), imigaqo kunye neemeko ezichazwe kwibhokisi yomhla we-19 Okthobha 2007 (iMigaqo neMiqathango). ngokuhambelana neMiqathango neMibandela yokungahlawuli ikhuphoni ngenxa yamaNqaku aMiselweyo ka-2007 enzala elandelayo ...

I-25% yeKhowudi yokuPhuma Namhlanje, iGramaama ithengise amaxabiso amanqaku aphantsi angaphantsi abekwe kubatyali mali beziko isixa semali esixabisekileyo se-EUR 1.1 yezigidigidi, ngekhuphoni lonyaka… 05-22-2014 IGramaama yenze ngempumelelo ukuphinda ibuyise ityala layo

Ngokukhawuleza i-45% icinywe kwii-odolo ezikwi-Intanethi Ilifa le-Groupama Axiom Ilifa lama-21 liza kujolisa ekufumaneni isivuno sonyaka esingaphezulu okanye esilinganayo ne-3-inyanga ye-Euribor rate + 3% ... "Okanye" i-CoCos ") okanye ngokunciphisa ixabiso lobuso elinokubuyiselwa emva koko. (2) ...

Thatha i-45% yesaphulelo ngeKhowudi yeVawutsha Unokufumana iikhuphoni zevenkile, iAliExpress coupons okanye unokuqokelela amatikiti mihla le ngokudlala imidlalo kwiAliExpress app. Kwaye, njengoko uninzi lwabathengisi bethu benikezela ngenqanawe yasimahla- sicinga ukuba uyakuvuma ukuba ufumana eli qela kunye nelinye lamaxabiso aphambili kwi-Intanethi.

I-50% yesaphulelo kuyo nayiphi na iNtengo ngeKhowudi yeVawutsha IKopster Ihotele iLyon Groupama Stadium ikubeka ecaleni kweQela leQela laseGrama kunye nangaphakathi kwemizuzu eli-10 yokuqhuba kwezinye izinto ezithandwayo ezinje ngeLyon-Chassieu Golf Club. Ihotele enamagumbi ali-140 yamkela iindwendwe ezinendawo yokutyela kunye nezinto eziluncedo njengegumbi lasimahla kwigumbi lokuhlala kunye neziko lokuqina.

Ngokukhawuleza i-60% icinyiwe xa uthenga ngoku Ikhowudi yonyuselo Groupama ⇒ bon de réduction en Août 2021. Le code promo Groupama qui marche en 2021, utilisez bon de réduction Groupama Août et obtenez une livraison gratuite, coupons Groupama actif pour une remise de 20%!

Thatha i-10% yeSaphulelo ukuba uya-odola ngoku Namhlanje, iGroupama ithengise amaxabiso amanqaku angaphantsi abekwe kubatyali mali beziko ngesixa semali esiyi-1.1 yezigidigidi, kunye nephetshana lonyaka le-6.375 yepesenti. Le ntengiselwano yinxalenye yolawulo olusebenzayo lwenkunzi yeGramaama.

Iipesenti ezingama-95 zikhutshiwe U-Groupama ubhengeze umba nge-17 kaSeptemba 2018 yamanqaku angaphantsi kwe-Euro abhalwe phantsi kwe-Euro ngenxa ye-2028 ebekwe kubatyali zimali ngesixa esiphambili se-EUR 500 yezigidi, kunye nekhuphoni lonyaka le-3.375%. Injongo yale ntengiselwano yayikukuthatha ithuba lokuxhasa iimeko zangoku zentengiso ukulungiselela ukwakhiwa kweemali ezinkulu zeqela.

Kwangoko i-90% icinyiwe ukuba uyathenga ngoku Amagqabantshintshi - I-inshurensi yaseFrance iGroupama yabhengeza nge-5 ka-Okthobha ka-2012, ukuba ayizukuhlawula isigqebhezana esilandelayo ngo-Okthobha 22, 2012, kumanqaku ayo angaphantsi abekhutshwe ngo-2007.

Thatha i-45% kwiOdolo ekwi-Intanethi Ukufunyanwa kwakhona kweKhowudi Groupama Juillet-2021 kunye ne-actuelles. Iikhowudi zokunyusa ii-valama ze-Groupama kwi-Juillet 2021, kunye ne-coupon ye-Groupama igalela i-5 € kunye ne (frais de port offert), ii-5 kunye ne-Réduction Groupama à utiliser en ligne!

I-40% icinyiwe namhlanje kuphela I-Groupama ibhengeza ukubekwa ngempumelelo kweebond zayo zokuqala eziluhlaza eziphantsi kwesixa esisisiseko se-EUR 500 yezigidi ezikhutshwe phantsi kweQela leQela leQela leQela leQela leQela. Ingeniso yeenowuthsi iya kusetyenziswa ngokukodwa ekuxhaseni imali okanye ekuxhaseni kwakhona iiProjekthi zoGayo eziSebenzayo njengoko kuchaziwe kwiQela leQela leGreenama ...

I-85% Icinyiwe ikhowudi yekhuphoni Namhlanje, u-Groupama ubhengeze umba we-Euro-denominated Fixed Rate subordinated amanqaku abekwe kubatyali mali beziko ngesixa semali esiyi-650 yezigidi zeerandi, kunye nekhuphoni lonyaka le-6.000 yepesenti. Le ntengiselwano yinxalenye yesicwangciso esisebenzayo seQelaama solawulo lwenkunzi.

Thatha i-95% yesaphulelo usebenzisa iKhowudi yeVawutsha * UGramaama ubhengeze namhlanje umba we-euro-echongiweyo yenqanaba eliqingqiweyo lamanqaku abekwe kubatyali mali beziko ngesixa semali esiyi-650 yezigidi zeerandi ($ 695.70 yezigidi ...

I-55% icinyiwe ikhuphoni I-Groupama ibhengeza ukubekwa ngempumelelo kweebond zayo zokuqala eziluhlaza eziphantsi kwesixa esisisiseko se-EUR 500 yezigidi ezikhutshwe phantsi kweQela leQela leQela leQela leQela leQela.

I-65% icinyiwe Indlela yasimahla, elula yokuhlala uqhagamshelene nabo babaluleke kakhulu.

I-85% isaphulelo Ecaleni kweBala laseGrama, iKopster Hotel iLyon Groupama Stadium yenye yezona zinto zikhetha ukuhlala kwakho ngokusekwe kwidatha yabahambi, kwaye le hotele ibonelela ngerestyu kunye neWiFi yasimahla. Ezinye iindlela ezilungileyo ezikufutshane zibandakanya i-B & B Ihotele eLyon Grand Stade Meyzieu kunye neKYRIAD LYON EST-Stadium-Eurexpo.

Iipesenti ezingama-45 zePromo I-Groupama iyaqhubeka nokusasaza isaqhwithi somoya eFrance ngokukhupha i-280 yezigidi zeerandi zekati kunye ne-coupon esezantsi ye-2.75%. Intengiselwano yeyona ngxaki inkulu yakha yanikezelwa yi-Euro kumngcipheko wesaqhwithi saseYurophu. Lire l'initiative

I-20% isaphulelo Ipro-forma yolu hlobo lutsha, umyinge weGramaama we-leverage ratio (FLR) unyuke waya kwi-29% (ukuphela kuka-2020: 26%) ekupheleni kuka-2020, osengaphakathi komgangatho weFitch wama-24% -31% yenqanaba 'A' udidi. Umcimbi omtsha unefuthe elingalunganga elimalunga nokuhlawulwa kwemali esisigxina (4.3x ukuphela-2020).

Yonwabela ukuya kuthi ga kuma-25% kuzo zonke iiOdolo Ukukhangela ezona hotele zinexabiso eliphantsi kufutshane neGroupama Stadium Auvergne-Rhone-Alpes? Gcina ukuya kuthi ga kwi-10% kwiihotele ezikhethiweyo zeBargain Secret. Fumana amaxabiso asezantsi aqinisekisiweyo- Gcina kunye neNcwadi namhlanje!

Thatha iipesenti ezingama-80 ngale Khowudi yesaphulelo Iqela leQinisekiso leMutuelles IQumrhu elibonakaliswe kwimilinganiselo yeFitch. Ukulinganiswa kwamatyala, uPhando kunye noHlahlelo kwiimarike ezinkulu zehlabathi.

Gcina i-90% yokuThengwa kwi-Intanethi U-Groupama uthe uza kubiza i-6.298% ye-bond engapheliyo ngomhla wokuqala wokufowuna ngo-Okthobha, enike abanini-mali ithuba lokutshintshiselana ngamanqaku amabini amabini ekuqaleni kwalo nyaka.

Gcina iipesenti ezingama-55 ngeKhowudi yokuThengisa I-Groupama SA igqibe kwelokuba isebenzise ukhetho lwayo lokungahlawuli ikhuphoni ngenxa ye-22 ka-Okthobha ka-2012.

Iipesenti ezingama-80 zikhutshiwe kuzo zonke iiOdolo ezinesaphulelo Yandisa i-Outlook yakho. Siye saqulunqa isuti yeempawu zepremiyamu ye-Outlook yabantu abaneemfuno eziphambili ze-imeyile kunye nekhalenda. Ukubhaliswa kweMicrosoft 365 kubonelela nge-ad-free interface, imimandla yesiko, ukhetho oluphuculweyo lokhuseleko, ingxelo epheleleyo yeOfisi, kunye ne-1 TB yokugcina ilifu.

Ukongeza kwi-15% ngeKhowudi yokuThengisa Ngaba ujonga ukuqasha imoto ngamaxabiso aphantsi eBramaama Stadium? Sithelekisa zonke iinkampani eziphambili zokuqeshisa iimoto ukuze sikufumane ezona zintengiso zibalaseleyo zokuqeshisa iimoto eGroupama Stadium, eAuvergne-Rhone-Alpes. Ukucinywa simahla malunga nokurentwa kwemoto ixesha elide kunye nexesha elide.

Fumana iipesenti ezingama-70 ngoku U-Groupama ubhengeze umba nge-17 ngo-Septemba ngo-2018 wamanqaku angaphantsi kwe-Euro abhalwe phantsi kwe-Euro ngenxa ye-2028 ebekwe kubatyali mali beziko ngesixa semali esisiseko se-EUR 500 yezigidi, kunye nekhuphoni lonyaka le-3.375%. Injongo yale ntengiselwano yayikukuthatha ithuba lokuxhasa iimeko zangoku zentengiso ukulungiselela ukuba ikomkhulu leqela ...

Thatha iipesenti ezingama-45 ngesaphulelo Umlinganiso weGradeama SA okhupha uMgangatho oNgagqibekanga (i-IDR) nawo uphuculwe waya kwi-'BB + 'ukusuka kwi-'BB'. I-Outlook kwi-IDR kunye nokulinganiswa kwe-IFS zizinzile. Ezi zixhobo zimbini ziphantsi kwe-Groupama SA ziphuculwe zaya kwi-'BB- 'ukusuka' B + 'kunye' B- 'ngokwahlukeneyo zaza zasuswa kwi-Rating Watch Negative (RWN) apho zabekwa khona nge-27 Septemba 2011.

Iipesenti ezingama-65 zikhutshiwe kwangoko Indawo ephambili kaFitch yeyokuba iGroupama ibize izigidi ezingama-EUR500 zetyala elingekapheli leTier 2 ngo-Okthobha u-2019, ibuyisele i-FLR kwinqanaba lokukhutshwa kwangaphambili le-25%. UFitch ulindele ukuba umba omtsha ube nefuthe eliqingqiweyo kumyinge we-Groupama wokuhlawulwa kwemali esisigxina. Ukongezwa kwetyala elingu-EUR500 lezigidi kwikhuphoni ye-3.375% kungakhokelela kwipro-forma ...

Fumana iipesenti ezingama-35 ngoku Ime e-Decines-Charpieu, le hotele ikwi-0.1 mi (i-0.1 km) ukusuka kwiQela leQela laseGrama kunye nakwii-6 zeekhilomitha (10 km) zeLyon-Chassieu Golf Club kunye ne-Eurexpo Lyon. IMusee d'Art Contemporain kunye neTete d'Or Park zikwimitha ezili-12 (20 km). I-Decines-Charpieu-Grand Grand Tram Stop yimizuzu eyi-14 ngeenyawo kwaye iMeyzieu -Gare Tram Stop yimizuzu engama-23. -Bhukisha izivumelwano ezinkulu eKopster Hotel Lyon Groupama Stadium nge ...

Yonwabela ukuya kuma-10% kuzo zonke izinto ozithengileyo (Isiteyitimenti esilandelayo sikhutshwe yiarhente yokulinganisa) iFitch Ratings iphucule iGramaama SA kunye nenqanaba eliphambili le-Insurer Financial Strength (IFS) kumgangatho we 'BBB-' ukusuka 'BB +'.

Iipesenti ezingama-65 zikhutshiwe kwangoko Umyinge we-Groupama wokuhlawulwa kwemali ehlawulweyo kufuneka uphucule kancinci njengoko amanqaku ekhutshwa ngokwemiqathango elungileyo kunamanqaku afunelwe ukuhlawulelwa. Amanqaku e-Groupama's Prism FBM ekupheleni-2018 ayekwicala elisezantsi lodidi 'Olomelele Kakhulu', kwaye umyinge weinshurensi wokunyusa umyinge wezezimali (i-FLR) ekupheleni kukaJuni 2019 yayiyi-28%.

Fumana iipesenti ezingama-65 zokuthenga kwi-Intanethi I-Groupama ibhengeza ukubekwa ngempumelelo kweebond zayo zokuqala eziluhlaza eziphantsi kwesixa esisisiseko se-EUR 500 yezigidi ezikhutshwe phantsi kweQela leQela leQela leQela leQela leQela.

Fumana i-85% yeSaphulelo ngesaphulelo IQela leGama leGan Vie liZiko eliboniswe kwimilinganiselo yeFitch. Ukulinganiswa kwamatyala, uPhando kunye noHlahlelo kwiimarike ezinkulu zehlabathi.

Ngokukhawuleza i-45% icinyiwe kunye neKhowudi yokuThengisa

I-60% ikhutshiwe kuyo yonke iMbasa

Ukongeza i-90% kwiNdawo yokuHlala

Yonwabela ukuya kuthi ga kuma-20% kuzo zonke iiOdolo

Ukongeza kwi-85% ngoku

hlobo: I-ExoSpecial ilandelela iikhowudi zekhuphoni kunye nokunikezelwa okukhethekileyo ukunceda abathengi ukuba bonge imali. Singafumana ikhomishini xa usebenzisa enye yamakhuphoni okanye amakhonkco ukwenza ukuthenga kubathengisi kwiwebhusayithi yethu. Zonke iimpawu zorhwebo ziyipropathi yabanini bazo.